Latest News CUNA Survey Suggests Small CUs Feeling Interchange Pinch Participating credit unions showed drop in debit interchange for PIN transactions. CARD Act Has Kept Card Interest Rates High, Analyst Claims Analysis suggests Act hikes card issuing risks and keeps rates high. Mortgage Debt Tax Relief Extended The law, which was passed in 2007, was extended one year and now expires Jan. 1, 2014. Poor Financial Condition, Lack of Growth Drive Troubled Mergers NCUA approves 23 mergers in latest insurance fund activity report. Three were because of financial condition; three from lack of growth or sponsor support. Apple Files Patent for Mobile ATM Alternative The July 2011 application only came to light on the U.S. Patent and Trademark Office website on Wednesday.